with Living Benefits
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Living Benefits on certain life insurance policies that offer living benefits are designed to pay you up to 90% of your death benefit while you are still living if you are stricken with Critical or Chronic Illnesses, or major accidents, or major surgeries. If you utilize these living benefits while you are living to protect from losing your home or replace your income, the balance you do not use will be paid to your family upon your demise. They are designed to replace your income, so you can continue to pay your bills and avoid foreclosure and repossessions. There are several types of life insurance, with policy advantages and drawbacks specific to each category. The best insurance plan for you will depend on your needs, lifestyle, and budget, as well as your personal objectives for retirement. When you work with our team of financial advisors and retirement planners, we will compare all types of coverage to find the best value and most suitable option for you and your family. Don't let the advantages of living benefits life insurance pass you by. The value is huge and you can protect your increasing assets for just pennies on the dollar.